Mutual Fund and RRSP Advice - EMCEfficient Market Canada is an independent investment magazine for Canadian mutual fund, exchange traded fund (ETF), and self-directed RRSP investors. We translate investment research into practical advice for ordinary self-directed RRSP investing, with focus on low-cost exchange traded funds and mutual funds.Do Mutual Fund Managers Have an Inherent Conflict of Interest- August 15, 2008 Mutual fund managers may have a conflict of interest because of the way they are paid. In particular, mutual fund managers are encouraged to make risky investments that are not in the interests of unit holders, and to over-concentrate their holdings. Mutual fund investors, on the other hand, would tend to benefit from less risky investments, and greater diversification. This article will explore this conflict of interest and its implications for investors who buy actively managed mutual funds.http://www.efficientmarket.ca/article/Mutual_Fund_Conflict_Of_Interest Is it better to save money inside or outside of an RRSP- (Found August 15, 2008 ) A recent article in the Toronto Star says "Disciplined savers who do not need the tax deduction are probably better served by keeping their investments in a non-registered account."(1). Is it true Are people really better off saving money outside of an RRSP There are a lot of people out there who say things like this and they are almost always wrong. The arguments for non-registered investments generally involve a lot of handwaving and grand claims so let's break it down and look at the...http://www.efficientmarket.ca/article/RRSP_vs_NON_REGISTERED |