Credit report supportCredit report support forum(Untitled)- September 26, 2002 I've never been late on this credit card. Why are my rates going up It might be because credit card companies are watching you! It is entirely possible that you might be "punished" by higher interest rates, fees, and terms on your Citibank Credit Card, for example, based on troubles you might be having with (for instance) your Sears card. This could happen even if you've kept all your payments up to date on the Citibank card. That's because credit grantors periodically check the credit...http://radio.weblogs.com/0107813/2002/09/26.html#a66 (Untitled)- September 24, 2002 Know the risks when you co-sign a loan. The Federal Trade Commission says that as many as three out of four co-signers are requested to make payments on a loan. When you're asked to co-sign, you're being asked to take a risk that a professional lender won't take. If you do co-sign, there are some things you should do to help protect your credit report. For instance, be sure to ask the lender to notify you immediately of late payments or any other troubles on the loan.http://radio.weblogs.com/0107813/2002/09/24.html#a65 (Untitled)- September 11, 2002 What's next: A credit report in order to get an airline ticket Currently, the Fair Credit Reporting act appears to prevent that from happening, but this article hints that changes could be on the way. There are provisions for allowing the FBI to get credit reports when "specific and articulable facts" give reason to believe that a specific person is a foreign spy or terrorist, but complete credit reports are not, as of yet, available for random screening of airline passengers. Section 608 of.http://radio.weblogs.com/0107813/2002/09/10.html#a64 (Untitled)- September 6, 2002 Your credit score can affect your insurance rates. A study found that 92% of the nation's top automobile insurers use credit scores, based on a correlation between high credit scores and lower claims costs. An insurance score with some differences, uses the same factors as a credit score for lending purposes: Outstanding debt, length of credit history, late payments, new applications for credit, types of credit used, payment patterns, available credit, public records, and past due amounts.http://radio.weblogs.com/0107813/2002/09/06.html#a63 |