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Car Insurance Questions and Answers

Car Insurance Questions and Answers: CarInsurance.com offers consumers car insurance quotes, policies, news resources and this question and answer blog. If you would like to add this RSS feed to your page, you must keep the links to our site active. CarInsurance.com promotes a resource site for informed consumers.

My 20 year old son is attending college in another state and has a vehicle registered to me for his use there. He is covered under my auto insurance - September 16, 2008

State liability laws differ but in general as the car owner you have vicarious liability for those that operate the vehicle. Though you may not personally give permission to the person using the car if your son, who is in possession of the vehicle by your permission, gives the p...
http://www.carinsurance.com/kb/content39604.aspx

My father can no longer drive his car. It is insured and registered in Florida where he has a home. He is in Massachusetts now and will no longer be - September 16, 2008

Your father will need to return the Florida license plate to Florida since that is where the tag and registration on the car was issued. The Florida Department of Highway Safety and Motor Vehicles (HSMV) states that when you have sold a car, are taking insurance off of a car o...
http://www.carinsurance.com/kb/content39608.aspx

How do I get a quote from Esurance on your site - September 15, 2008

At CarInsurance.com we offer Esurance products through our website and sales center. As of theupdate date listed belowEsurance is available in these states on the CarInsurance.com platform: Alabama (available September 24, 2008) Arizona California Colorado Connectic...
http://www.carinsurance.com/kb/content39592.aspx

If I choose deferred adjudication for a speeding ticket are all charges dismissed - September 15, 2008

It will depend upon your state's laws and how deferred adjudication or adjudication withheld as pleas are dealt with whether the traffic ticket would be ultimately dismissed. A basic definition of adjudication in the legal world is a judicial decision that ends a legal proceed...
http://www.carinsurance.com/kb/content39582.aspx

In the state of Ohio, when to points come off of your driving record - September 15, 2008

In Ohio, points are assigned to your driving record for various traffic violations. The points assigned are either 2, 4 or 6, depending upon the severity of the offense. According to the Bureau of Motor Vehicles , there is no section of the Ohio Revised Code (ORC) that states c...
http://www.carinsurance.com/kb/content39587.aspx

Yesterday I was driving when all of a sudden my front left wheel fell off and struck another vehicle damaging his mirror and some dents on the doors. - September 15, 2008

You may be held liable if your insurance company, or the insurance carrier of the other party, find you to be negligent in some way which then caused the wheel to fall off your vehicle. Your insurance company can tell you if they would consider this your fault or not. If the per...
http://www.carinsurance.com/kb/content39564.aspx

My 16 year old son just passed his driving test in Massachusetts, and now has a Junior Operators Licence. If we visit the UK, does this qualify him to - September 15, 2008

Before you or anyone in your family (such as your 16 year old son) drives any motor vehicle in the United Kingdom, which encompasses England, Scotland, Wales and Northern Ireland, you should check that you meet all of the legal requirements which apply (a) to the driver and (b) ...
http://www.carinsurance.com/kb/content39532.aspx

If my license is suspended in Indiana, can I get one in Texas, since I moved here - September 15, 2008

No, to the best of our knowledge you would not be able obtain a Texas driver's license while your license in Indiana is suspended. The Texas Department of Public Safety (DPS) checks the National Driver RegisterProblem Driver Pointer System (NDRPDPS) when a person applies for...
http://www.carinsurance.com/kb/content39541.aspx

At what age may you start driving a car - September 15, 2008

The age at which you may start to legally drive a car will vary from state to state or if you are not in the US, it will differ depending on the providence, territory or county. The average age at which US states allow for a teenager to drive is typically fifteen or sixteen. The...
http://www.carinsurance.com/kb/content14045.aspx

My stereo system got stolen from my vehicle. I was wondering if full coverage insurance covers it - September 14, 2008

If it was installed by the manufacturer then it should be covered. You will need to find out if you carry physical damage coverage. Physical damage coverage consists of collision and comprehensive coverage. Generally, collision insurance covers damage to your automobile caused ...
http://www.carinsurance.com/kb/content11488.aspx
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