Car Insurance Questions and AnswersCar Insurance Questions and Answers: CarInsurance.com offers consumers car insurance quotes, policies, news resources and this question and answer blog. If you would like to add this RSS feed to your page, you must keep the links to our site active. CarInsurance.com promotes a resource site for informed consumers.I got a speeding ticket in Texas but I live in Colorado. The fine was $165. What will happen if I do not pay the fine- September 17, 2008 Likely if you fail to pay the Texas speeding ticket you will have your license suspended in both Texas and your home state of Colorado . Colorado and Texas are both members of the Drivers License Compact (DLC) and Non-Resident Violator Compact (NRVC). The DLC requires member ...http://www.carinsurance.com/kb/content39675.aspx Is it possible to apply for the M1 before getting the G1- September 17, 2008 In Ontario, Canada to apply for a license you must be at least 16 years old and pass a vision test and test of your knowledge of the rules of the road and traffic signs. According to the Ontario Ministry of Transportation (MTO) after you pass these tests, you can get a Class G...http://www.carinsurance.com/kb/content39621.aspx If a senior citizen loses their driving privileges, can they still obtain auto insurance- September 17, 2008 Insurance companies guidelines vary however a senior citizen that has lost their driver's license (or voluntary turned it in) should be able to find auto insurance to keep on their car so that others may drive them around. The senior citizen would need to find an insurance co...http://www.carinsurance.com/kb/content39668.aspx Me and my wife have European drivers license. Do we have to test in Texas for a new driver's license How long can we drive with the European license I- September 17, 2008 The Texas Department of Public Safety (DPS) states that in general a person 18 to 75 years of age with a valid out-of-country driver license in their possession may drive a private, non-commercial motor vehicle in the State of Texas for up to one year from date of entry into t...http://www.carinsurance.com/kb/content39648.aspx My friend wants to borrow my car. She has a valid driver's license and is over 21 but she does not own a car and therefore does nothave her own auto p- September 17, 2008 Auto insurance normally follows a car first and driver second. So even if your friend did have her own car insurance but used your vehicle and was in an accident your insurance (as the car owner) would be primary and her insurance would be secondary or excess if your liability...http://www.carinsurance.com/kb/content39652.aspx On the NY STATE Police accident form there is a box that says "Ins. Code". My box contains code D11 or 011 (cant make out the first digit).- September 16, 2008 Police reports in New York State do typically list an insurance company by a three digit code. The NYS Insurance Department has a link on their site to look up the insurance codes written on your accident report. The NYS Insurance Department insurance code look up will hel...http://www.carinsurance.com/kb/content39646.aspx I had an accident and it was not at my fault. The other driver's insurance coverage was expired by 2 days, so his insurance is not willing to pay my l- September 16, 2008 If the other driver's insurance was expired and thus not in effect at the time of the accident than as you said his insurance would not accept a claim . One option to repair the damage to your car is to place a claim with your own insurance carrier if you have Collision coverag...http://www.carinsurance.com/kb/content39641.aspx I am moving to Georgia from another state will my traffic violations transfer to Georgia (1 is a DUI)- September 16, 2008 We contacted the Georgia Department of Driver Services (DDS) to find out if your driving record from your previous state will transfer to Georgia and be placed on your new GA driving record. The representative of the GA DDS stated that all the states are now connected so if th...http://www.carinsurance.com/kb/content39613.aspx My 18 yr. old daughter lives in Iowa and got stopped and ticketed for driving without a driver's license. What could happen to her- September 16, 2008 In every state it is illegal to drive without a valid driver's license. Iowa Code section 321.174 notes in paragraph 1 that a person, except those expressly exempted, shall not operate any motor vehicle upon a highway in this state unless the person has a driver's license issu...http://www.carinsurance.com/kb/content39627.aspx I am 17 years old and I am really desperate to drive. I have enough money to buy myself a car. However, generally conception is that I cannot have a- September 16, 2008 According to the New York State Department of Motor Vehicles you must be sixteen (16) years of age or older to apply for a registration or a title certificate in NYS. So if you are under 18 and thus still a minor you can title and register a car in your name in NYS. You are n...http://www.carinsurance.com/kb/content39631.aspx |